FlexShopper, Inc. (FPAY) [Rocket]

In millions, except per share items	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15	Dec-31-14
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income on loans	158.8	128.9	120.2	82.5
Total interest income	158.8	128.9	120.2	82.5
Net interest income	158.8	128.9	120.2	82.5
Net interest income after provision for loan losses	158.8	128.9	120.2	82.5	0.0	0.0	0.0	0.0
Pre-tax income	4.1	0.3	0.8	-9.5	-8.3	-12.3	-9.0	-4.9
Income taxes	0.0	0.0	0.2	0.0	0.0	0.0	-0.1	-0.5
Tax rate	0.0%	0.0%	27.3%	0.0%	0.0%	0.0%	0.9%	9.4%
Net income	0.8	-3.5	-1.9	-11.9	-10.6	-13.5	-8.8	-3.7
Net margin	0.7%	-3.4%	-2.1%	-19.3%	-15.9%	-28.3%	-42.5%	-74.4%

Basic EPS	$0.04	($0.17)	($0.11)	($1.39)	($2.01)	($2.57)	($1.81)	($0.16)
Diluted EPS	$0.04	($0.17)	($0.11)	($1.39)	($2.01)	($2.57)	($1.81)	($0.16)

Shares outstanding (basic)	21.4	21.0	17.7	8.6	5.3	5.2	4.9	28.2
Shares outstanding (diluted)	23.2	21.0	17.7	8.6	5.3	5.2	4.9	28.2

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.