Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
|
| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 693.7 | 785.2 | 998.1 | 977.0 | | 659.5 | 615.6 | 598.6 |
| Interest income on investments | 96.6 | 118.1 | 157.9 | 164.5 | 129.9 | 127.2 | 131.4 | 131.5 |
| | 798.2 | 912.8 | 1,172.6 | 1,154.1 | 886.6 | 791.6 | 753.7 | 736.7 |
| Interest expense: |
| Interest on deposits | 18.6 | 67.6 | 237.3 | 176.1 | 94.0 | 50.3 | 33.1 | 26.3 |
| Interest on borrowings | 0.0 | 0.1 | 0.1 | 0.2 | 0.3 | 0.2 | 0.5 | 0.8 |
| | 72.3 | 149.9 | 336.9 | 274.6 | 145.4 | 84.3 | 77.4 | 55.8 |
| Net interest income | 725.9 | 763.0 | 835.7 | 879.6 | 741.2 | 707.3 | 676.3 | 681.0 |
| Provision for loan losses | -88.0 | 174.0 | 16.0 | | 26.0 | 70.0 | 37.5 | 16.0 |
| Net interest income after provision for loan losses | 813.9 | 589.0 | 819.7 | 879.6 | 715.2 | 637.3 | 638.8 | 665.0 |
| Deposit and loan fees | | | | | | | 65.5 | 68.8 |
| Other non-interest income | 332.4 | 514.1 | 380.8 | 355.6 | 332.7 | 352.9 | 263.9 | 222.1 |
| Total non-interest income | 332.4 | 514.1 | 380.8 | 355.6 | 332.7 | 352.9 | 329.4 | 290.9 |
| Non-interest expenses | 709.9 | 776.0 | 794.0 | 821.8 | 709.1 | 702.6 | 698.3 | 679.8 |
| Pre-tax income before non-recurring items | 437.3 | 334.4 | 406.5 | 413.3 | 338.8 | 287.6 | 269.8 | 276.0 |
| Non-recurring items | 1.0 | 7.4 | | | | | | |
| Pre-tax income | 436.3 | 327.0 | 406.5 | 413.3 | 338.8 | 287.6 | 269.8 | 276.0 |
| Income taxes | 85.3 | 20.2 | 79.7 | 79.8 | 109.5 | 87.3 | 81.5 | 85.5 |
| Tax rate | 19.6% | 6.2% | 19.6% | 19.3% | 32.3% | 30.4% | 30.2% | 31.0% |
| Net income | 333.9 | 288.4 | 311.6 | 322.8 | 219.9 | 191.4 | 181.1 | 185.5 |
| Net margin | 29.1% | 26.1% | 26.0% | 26.1% | 21.0% | 19.3% | 18.7% | 19.4% |
| |
| Basic EPS | $2.21 | $1.88 | $1.94 | $1.93 | $1.46 | $1.29 | $1.21 | $1.18 |
| Diluted EPS | $2.20 | $1.88 | $1.92 | $1.90 | $1.43 | $1.28 | $1.20 | $1.17 |
| |
| Shares outstanding (basic) | 150.8 | 153.0 | 160.5 | 167.3 | 150.9 | 148.8 | 149.4 | 157.3 |
| Shares outstanding (diluted) | 152.0 | 153.6 | 161.9 | 169.7 | 153.6 | 150.0 | 150.6 | 158.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|