| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 52.5 | 50.5 | 45.0 | 39.1 | 35.4 | 32.9 | 29.5 | 29.9 |
| Interest income on investments | 7.3 | 7.9 | 6.8 | 6.1 | 5.2 | 5.7 | 6.8 | 6.8 |
| | 60.1 | 59.6 | 52.7 | 45.9 | 41.0 | 38.8 | 36.7 | 37.3 |
| Total interest expense | 4.6 | 6.0 | 5.2 | 4.6 | 4.8 | 5.0 | 4.1 | 3.5 |
| Net interest income | 55.5 | 53.5 | 47.5 | 41.4 | 36.2 | 33.8 | 32.6 | 33.8 |
| Provision for loan losses | 5.3 | | | 1.0 | | | 3.2 | 2.8 |
| Net interest income after provision for loan losses | 50.2 | 53.5 | 47.5 | 40.4 | 36.2 | 33.8 | 29.4 | 31.0 |
| Deposit and loan fees | | | | | | 0.2 | 0.2 | 0.2 |
| Credit and debit card fees | | | | | | 0.4 | 0.3 | |
| Gain on sale of investments, net | 0.5 | 0.2 | 0.0 | 0.1 | -0.3 | 0.4 | -0.2 | 1.0 |
| Other non-interest income | 3.6 | 4.0 | 4.0 | 4.7 | 3.8 | 2.2 | 4.0 | 2.4 |
| Total non-interest income | 4.1 | 4.2 | 4.0 | 4.8 | 3.5 | 3.2 | 4.3 | 3.5 |
| Non-interest expenses | 35.0 | 37.3 | 32.2 | 31.0 | 32.5 | 24.9 | 26.4 | 21.8 |
| Pre-tax income before non-recurring items | 19.3 | 20.5 | 19.4 | 14.3 | 7.8 | 12.4 | 7.3 | 12.8 |
| Non-recurring items | | | | | 0.6 | 0.3 | | |
| Pre-tax income | 19.3 | 20.5 | 19.4 | 14.3 | 7.2 | 12.0 | 7.3 | 12.8 |
| Income taxes | 5.1 | 5.5 | 3.6 | 6.9 | 2.0 | 3.5 | 1.6 | 4.9 |
| Tax rate | 26.5% | 26.9% | 18.7% | 48.5% | 27.1% | 28.7% | 21.6% | 37.9% |
| Net income | 14.2 | 15.0 | 15.7 | 7.3 | 5.3 | 8.3 | 5.5 | 7.7 |
| Net margin | 26.1% | 25.9% | 30.5% | 16.2% | 13.2% | 22.4% | 16.4% | 22.4% |
| |
| Basic EPS | $0.84 | $0.83 | $0.97 | $0.48 | $0.39 | $0.62 | $0.41 | $0.52 |
| Diluted EPS | $0.83 | $0.83 | $0.96 | $0.48 | $0.39 | $0.62 | $0.41 | $0.52 |
| |
| Shares outstanding (basic) | 16.9 | 18.0 | 16.2 | 15.2 | 13.4 | 13.3 | 13.5 | 14.9 |
| Shares outstanding (diluted) | 17.0 | 18.0 | 16.3 | 15.3 | 13.4 | 13.4 | 13.5 | 15.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |