Enova International, Inc. (ENVA) [Rocket]

In millions, except per share items	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15	Dec-31-14
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Pre-tax income before non-recurring items	336.3	435.4	170.1	68.9	19.7	57.4	70.5	176.5
Non-recurring items	-0.8
Pre-tax income	337.2	435.4	170.1	68.9	19.7	57.4	70.5	176.5
Income taxes	80.1	57.2	42.1	5.3	2.1	22.8	26.5	64.8
Tax rate	23.8%	13.1%	24.7%	7.7%	10.5%	39.8%	37.6%	36.7%
Earnings from continuing ops	256.3	378.1	128.0	63.6	17.6	34.6	44.0	111.7
Earnings from discontinued ops				0.0	0.0
Net income	256.3	377.8	36.6	63.6	29.2	34.6	44.0	111.7
Net margin	15.7%	37.4%	4.1%	6.5%	4.0%	4.6%	6.7%	13.8%

Basic EPS	$7.05	$11.86	$3.80	$1.87	$0.53	$1.04	$1.33	$3.38
Diluted EPS	$6.79	$11.71	$3.72	$1.81	$0.52	$1.03	$1.33	$3.38

Shares outstanding (basic)	36.4	31.9	33.7	34.0	33.5	33.2	33.0	33.0
Shares outstanding (diluted)	37.7	32.3	34.4	35.2	34.1	33.5	33.0	33.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.