| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 39.7 | 42.9 | 43.2 | 37.9 | 29.5 | 29.6 | 29.6 | 18.5 |
| Interest income on investments | 3.3 | 4.0 | 6.3 | 4.9 | 2.4 | 2.3 | 2.1 | 2.2 |
| Interest income on repurchase agreements | | | | | 0.2 | 0.0 | 0.0 | 0.0 |
| | 43.6 | 47.5 | 51.0 | 43.6 | 32.4 | 32.0 | 31.9 | 20.8 |
| Interest expense: |
| Interest on deposits | 3.1 | 5.2 | 7.3 | 5.0 | 2.8 | 2.3 | 2.3 | 1.8 |
| | 3.4 | 5.6 | 7.9 | 5.9 | 3.4 | 2.9 | 2.7 | 2.0 |
| Net interest income | 40.2 | 41.9 | 43.2 | 37.7 | 29.1 | 29.1 | 29.2 | 18.9 |
| Provision for loan losses | -1.1 | 4.0 | 0.7 | 2.5 | 1.9 | 2.0 | 2.0 | |
| Net interest income after provision for loan losses | 41.3 | 37.9 | 42.4 | 35.2 | 27.2 | 27.1 | 27.2 | 18.9 |
| Deposit and loan fees | | | | | | 2.4 | 2.6 | 2.1 |
| Other non-interest income | 16.3 | 9.5 | 8.6 | 8.3 | 7.8 | 4.9 | 5.0 | 1.7 |
| Total non-interest income | 16.3 | 9.5 | 8.6 | 8.3 | 7.8 | 7.4 | 7.6 | 3.8 |
| Non-interest expenses | 42.9 | 56.8 | 35.0 | 34.9 | 25.2 | 23.8 | 22.9 | 16.8 |
| Pre-tax income before non-recurring items | 23.4 | 10.4 | 16.1 | 9.3 | 10.4 | 11.4 | 12.4 | 7.9 |
| Non-recurring items | 8.7 | 19.8 | 0.0 | 0.7 | 0.6 | 0.7 | 0.5 | 2.0 |
| Pre-tax income | 14.7 | -9.4 | 16.1 | 8.6 | 9.8 | 10.7 | 11.9 | 5.9 |
| Income taxes | 3.1 | 1.2 | 1.7 | 1.5 | 2.9 | 3.1 | 3.4 | 1.6 |
| Tax rate | 21.3% | | 10.8% | 17.9% | 29.3% | 29.1% | 29.0% | 27.3% |
| Net income | 11.6 | -10.6 | 14.3 | 7.1 | 6.9 | 7.6 | 8.4 | 4.3 |
| Net margin | 20.1% | -22.5% | 28.1% | 16.2% | 19.8% | 22.0% | 24.2% | 18.5% |
| |
| Basic EPS | $2.15 | ($1.97) | $2.64 | $1.42 | $1.70 | $1.86 | $2.07 | $1.63 |
| Diluted EPS | $2.15 | ($1.97) | $2.63 | $1.40 | $1.69 | $1.86 | $2.07 | $1.63 |
| |
| Shares outstanding (basic) | 5.4 | 5.4 | 5.4 | 5.0 | 4.1 | 4.1 | 4.1 | 2.6 |
| Shares outstanding (diluted) | 5.4 | 5.4 | 5.4 | 5.0 | 4.1 | 4.1 | 4.1 | 2.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |