| In millions, except per share items | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 89.3 | 76.1 | 66.2 | 67.5 | 45.1 | 38.8 | | |
| Interest income on investments | 4.1 | 7.1 | 11.1 | 13.5 | 10.4 | 10.5 | | |
| | 1.2 | 5.9 | 1.3 | 82.1 | 56.7 | 52.9 | | |
| Interest expense: |
| Interest on deposits | 17.1 | 15.7 | 17.7 | 17.4 | 18.4 | 25.0 | | |
| Interest on borrowings | | | | | 2.0 | 2.0 | | |
| | 17.1 | 15.7 | 17.7 | 21.0 | 20.4 | 27.0 | | |
| Net interest income | 18.3 | 21.6 | 19.1 | 61.0 | 36.3 | 25.9 | | |
| Provision for loan losses | 6.5 | 8.6 | 3.7 | 3.2 | 4.1 | 5.6 | | |
| Net interest income after provision for loan losses | 11.8 | 13.0 | 15.4 | 57.8 | 32.2 | 20.2 | 0.0 | 0.0 |
| Deposit and loan fees | 7.1 | 6.6 | 5.9 | 6.5 | 3.2 | 0.7 | | |
| Gain on sale of investments, net | 0.9 | 0.4 | 4.5 | 1.8 | -0.6 | | | |
| Other non-interest income | 11.3 | 14.3 | 5.1 | 3.5 | 2.7 | 7.7 | | |
| Total non-interest income | 19.4 | 21.3 | 15.4 | 11.7 | 5.3 | 8.4 | | |
| Non-interest expenses | 64.5 | 59.9 | 51.0 | 48.8 | 31.6 | 32.0 | | |
| Equity in earnings | | -0.3 | -1.1 | 0.5 | 0.6 | | | |
| Pre-tax income before non-recurring items | 23.5 | 18.8 | 18.6 | 20.8 | 5.9 | -3.4 | 3.0 | 5.0 |
| Non-recurring items | | | | | | | 0.3 | 0.6 |
| Pre-tax income | 23.5 | 18.8 | 18.6 | 20.8 | 5.9 | -3.4 | 2.6 | 4.4 |
| Income taxes | 0.1 | 2.0 | 0.2 | 7.4 | 2.2 | -1.3 | 0.4 | 1.1 |
| Tax rate | 0.3% | 10.6% | 1.1% | 35.6% | 36.5% | 37.6% | 14.4% | 25.5% |
| Net income | 0.2 | 3.0 | 0.3 | 13.4 | 3.8 | -2.1 | 2.3 | 3.3 |
| Net margin | 0.6% | 8.7% | 1.0% | 19.2% | 10.0% | -7.4% | 3.5% | 5.6% |
| |
| Basic EPS | $0.01 | $0.14 | $0.01 | $0.61 | $0.17 | | | |
| Diluted EPS | $0.01 | $0.14 | $0.01 | $0.61 | $0.17 | | | |
| |
| Shares outstanding (basic) | 21.6 | 21.6 | 21.8 | 22.1 | 21.8 | | | |
| Shares outstanding (diluted) | 22.0 | 21.9 | 21.9 | 22.1 | 21.8 | | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |