| In millions, except per share items | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 68.5 | 70.2 | | | |
| Interest income on investments | 9.1 | 12.9 | 12.1 | | 8.7 |
| | 77.7 | 83.1 | 85.0 | | 87.0 |
| Interest on deposits | 21.1 | 28.0 | 33.0 | | 31.6 |
| Total interest expense | 21.1 | 28.0 | 33.0 | | 31.6 |
| Net interest income | 98.8 | 111.2 | 42.6 | | 46.2 |
| Provision for loan losses | 58.5 | 23.1 | 3.9 | | 0.5 |
| Net interest income after provision for loan losses | 40.3 | 88.1 | 38.7 | 0.0 | 45.7 |
| Deposit and loan fees | 3.3 | 3.9 | | | |
| Gain on sale of investments, net | 5.9 | -0.3 | | | |
| Other non-interest income | 6.4 | 6.6 | 11.1 | | |
| Total non-interest income | 15.5 | 10.2 | 11.1 | | 9.6 |
| Non-interest expenses | 54.3 | 49.8 | 106.7 | | 36.7 |
| Pre-tax income before non-recurring items | -46.3 | -13.8 | 7.9 | 11.0 | 18.6 |
| Non-recurring items | | | 64.8 | | |
| Pre-tax income | -46.3 | -13.8 | -56.9 | 11.0 | 18.6 |
| Income taxes | 15.1 | -7.0 | -1.2 | 3.1 | 6.3 |
| Tax rate | | 50.7% | 2.1% | 28.4% | 33.7% |
| Net income | -63.8 | -9.2 | -0.1 | 7.9 | 0.0 |
| Net margin | -114.4% | -9.3% | -0.1% | 3.3% | 0.0% |
| |
| Basic EPS | ($4.98) | ($0.80) | ($4.94) | $0.69 | $1.06 |
| Diluted EPS | ($4.98) | ($0.80) | ($4.94) | $0.68 | $1.06 |
| |
| Shares outstanding (basic) | 12.8 | 11.5 | 0.0 | 11.4 | 0.0 |
| Shares outstanding (diluted) | 12.8 | 11.5 | 0.0 | 11.6 | 0.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |