OREGON PACIFIC BANCORP (ORPB) [Rocket]

In millions, except per share items	Dec-31-07	Dec-31-06	Dec-31-05	Dec-31-04	Dec-31-03	Dec-31-02	Dec-31-01	Dec-31-00
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income on loans	11,141.0	10,865.0	9,219.2	6,974.2	6.3
Total interest income	11,905.0	11,735.5	9,974.7	7,808.9	7.1
Interest on deposits	112.7	107.8	99.1	558.0	0.7
Total interest expense	3,669.8	3,278.9	2,282.8	1,484.0	1.6
Net interest income	26,828.4	25,987.1	21,575.7	16,825.1	15.7
Provision for loan losses	120.0	26.0	215.0		0.2
Net interest income after provision for loan losses	26,708.4	25,961.1	21,360.7		15.5
Deposit and loan fees	919.7	972.4	1,002.6	809.2	0.5
Other non-interest income	1,802.5	1,765.9	1,791.5	1,598.0	2.0
Total non-interest income	2,722.3	2,738.3	2,794.2	2,407.3	2.4
Non-interest expenses	8,161.7	8,088.0	7,495.4	7,503.4	6.5
Pre-tax income	0.0	0.0	0.0	0.0	0.0	1,073.9	1,155.5	1,179.4
Income taxes	0.0	0.0	0.0	0.0	0.0	252.1	260.6	305.0
Tax rate						23.5%	22.6%	25.9%
Net income	0.0	0.0	0.0	0.0	0.0	821.8	894.8	874.4
Net margin	0.0%	0.0%	0.0%	0.0%	0.0%



EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.