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Income Statement
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Common Size IS
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CENTRUE FINANCIAL CORP (CFCB)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-16Dec-31-15Dec-31-14Dec-31-13Dec-31-11Dec-31-10Dec-31-09Dec-31-08
   10-K10-K10-KS-1/A10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  28.625.625.0 34.241.853.263.0
        Interest income on investments  3.03.12.5 4.87.09.99.0
        Interest income on repurchase agreements  0.10.10.1     
       31.728.827.6 39.248.863.273.5
    Interest expense:  
        Interest on deposits  1.41.22.0 8.214.620.627.6
        Interest on borrowings  0.70.50.5 1.52.32.34.3
       2.72.53.5 11.218.324.633.9
Net interest income  29.026.324.1 27.930.538.739.6
Provision for loan losses  0.30.47.2 11.434.652.08.1
Net interest income after provision for loan losses  28.725.916.9 16.6-4.1-13.431.5
        Deposit and loan fees  3.94.14.3 4.65.36.47.3
        Credit and debit card fees  2.52.52.5     
        Gain on sale of investments, net  0.10.30.9 0.7-7.8-28.20.8
        Other non-interest income  6.15.55.0 6.713.35.13.5
Total non-interest income  12.712.412.8 11.910.8-16.611.6
Non-interest expenses  31.533.234.2 40.455.946.7 
Pre-tax income before non-recurring items  11.95.1-3.8 -10.6-31.6-50.70.3
Non-recurring items  2.0 0.8 1.317.68.60.3
Pre-tax income  9.95.1-4.5 -11.9-49.1-59.30.0
Income taxes  3.6-37.50.0 -1.416.7-21.20.0
            Tax rate  36.3% 0.0% 11.4% 35.8% 
Net income  6.054.8-8.1 -12.6-67.7-39.90.0
            Net margin  14.5%142.8%-27.2% -44.2%-1004.0%133.0%0.0%
   
Basic EPS  $0.92$11.08($44.81) ($2.08)($11.20)($6.61) 
Diluted EPS  $0.92$11.08($44.81) ($2.08)($11.20)($6.61) 
   
Shares outstanding (basic)  6.54.90.2 6.16.06.0 
Shares outstanding (diluted)  6.54.90.2 6.16.06.0 
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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