| In millions, except per share items | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Total interest income | 48.9 | 70.2 | 89.2 | 98.4 | 133.4 | 134.4 | 117.1 | 132.4 |
| Total interest expense | | | 55.0 | 61.8 | 47.9 | 40.3 | 42.4 | 51.3 |
| Net interest income | 48.9 | 70.2 | 144.3 | 160.2 | 181.3 | 174.7 | 159.5 | 183.6 |
| Provision for loan losses | 32.9 | 45.6 | 8.1 | 8.3 | 5.5 | 3.0 | 2.0 | 3.9 |
| Net interest income after provision for loan losses | 16.0 | 24.6 | 136.2 | 151.9 | 175.8 | 171.7 | 157.5 | 179.7 |
| Equity in earnings | | | | | | | | |
| Pre-tax income before non-recurring items | -177.9 | -248.8 | -72.5 | 25.5 | -510.3 | -287.9 | -168.8 | -39.0 |
| Non-recurring items | -54.7 | -96.2 | -37.2 | -5.8 | -215.3 | 0.4 | 0.2 | |
| Pre-tax income | -123.3 | -152.7 | -35.3 | 31.4 | -295.0 | -288.3 | -168.9 | -39.0 |
| Income taxes | 0.2 | -0.9 | 2.6 | 2.8 | -2.1 | -2.9 | -0.6 | -0.5 |
| Tax rate | | 0.6% | | 8.9% | 0.7% | 1.0% | 0.3% | 1.4% |
| Minority interest | | -0.1 | -24.7 | -23.5 | 0.5 | 0.0 | 0.2 | 0.2 |
| Earnings from continuing ops | -133.1 | -184.7 | -97.8 | -27.7 | -321.4 | -308.0 | -182.8 | -51.9 |
| Earnings from discontinued ops | | | 88.0 | 34.9 | 2.9 | | | 0.7 |
| Net income | -133.1 | -184.7 | -9.8 | 7.2 | -318.5 | -308.0 | -182.8 | -51.1 |
| Net margin | -270.2% | -185.2% | -5.7% | 3.4% | -133.7% | -124.8% | -91.0% | -26.1% |
| |
| Basic EPS | ($72.37) | ($100.99) | ($1.07) | ($0.32) | ($3.95) | ($4.54) | ($3.75) | ($1.35) |
| Diluted EPS | ($72.37) | ($100.99) | ($1.07) | ($0.32) | ($3.95) | ($4.54) | ($3.75) | ($1.35) |
| |
| Shares outstanding (basic) | 1.8 | 1.8 | 91.2 | 85.5 | 81.3 | 67.8 | 48.7 | 38.5 |
| Shares outstanding (diluted) | 1.8 | 1.8 | 91.2 | 86.5 | 81.3 | 67.8 | 48.7 | 38.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |