FIRST OF LONG ISLAND CORP (FLIC) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans	116.4	106.3	109.5	117.2	112.8	97.0	82.5	70.6
Interest income on investments	17.9	16.7	21.7	26.7	25.5	21.2	21.7	21.6
	134.2	123.0	131.2	143.9	138.2	118.3	104.1	92.1
Interest expense:
	1.2	1.4	1.6	3.3	4.9	1.3	18.0	16.5
Net interest income	135.4	124.4	132.8	147.1	143.1	119.6	86.1	75.6
Provision for loan losses	2.3	-2.6	3.0	0.0	-1.8	4.9	3.5	4.3
Net interest income after provision for loan losses	133.1	127.0	129.8	147.1	144.9	114.8	82.6	71.3
Deposit and loan fees							2.7	2.6
Gain on sale of investments, net								1.3
Other non-interest income	12.4	12.6	14.1	10.6	12.3	8.2	7.8	4.9
Total non-interest income	12.4	12.6	14.1	10.6	12.3	8.2	10.5	8.8
Non-interest expenses	67.6	68.6	63.6	61.0	59.9	54.9	53.2	46.7
Pre-tax income	58.2	53.3	49.5	49.8	46.6	45.0	39.9	33.4
Income taxes	11.3	10.2	8.3	8.2	5.1	9.9	9.0	7.5
Tax rate	19.4%	19.2%	16.8%	16.5%	10.9%	22.0%	22.7%	22.4%
Net income	46.9	43.1	41.2	41.6	41.6	35.1	30.9	25.9
Net margin	32.3%	30.9%	28.6%	26.4%	26.5%	28.6%	33.2%	32.3%

Basic EPS	$2.05	$1.82	$1.73	$1.68	$1.64	$1.45	$1.36	$1.23
Diluted EPS	$2.04	$1.81	$1.72	$1.67	$1.63	$1.44	$1.34	$1.22

Shares outstanding (basic)	22.9	23.7	23.9	24.7	25.3	24.2	22.7	21.0
Shares outstanding (diluted)	23.0	23.8	23.9	24.8	25.5	24.5	23.0	21.3

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.