| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K | 10-K | 10-K/A | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 15.2 | 14.5 | 13.6 | 11.4 | | | |
| Interest income on investments | 2.4 | 2.9 | 3.7 | | | | |
| | 17.8 | 17.7 | 17.6 | 17.2 | | | |
| Interest expense: |
| Interest on deposits | 1.8 | 2.1 | 3.2 | 4.5 | | | |
| Interest on borrowings | | | 1.8 | 1.8 | | | |
| | 1.8 | 2.1 | 3.2 | 6.4 | | | |
| Net interest income | 19.6 | 19.8 | 20.8 | 10.9 | | | |
| Provision for loan losses | 1.5 | 1.0 | 1.3 | 0.9 | | | |
| Net interest income after provision for loan losses | 18.2 | 18.8 | 19.4 | 10.0 | | | |
| Gain on sale of investments, net | 0.5 | 0.0 | 0.1 | | | | |
| Other non-interest income | 3.1 | 2.5 | 2.6 | 1.6 | | | |
| Total non-interest income | 3.6 | 2.5 | 2.7 | 1.6 | | | |
| Non-interest expenses | 12.8 | 12.3 | 11.3 | 11.2 | | | |
| Pre-tax income before non-recurring items | 4.5 | 3.0 | 2.7 | 0.5 | -13.9 | -0.5 | 1.0 |
| Non-recurring items | 0.5 | | | | | | |
| Pre-tax income | 3.9 | 3.0 | 2.7 | 0.5 | -13.9 | -0.5 | 1.0 |
| Income taxes | 1.5 | 1.1 | 1.0 | 0.1 | -5.8 | -0.2 | 0.4 |
| Tax rate | 39.0% | 37.1% | 36.3% | 27.3% | 41.9% | 46.0% | 37.5% |
| Net income | 2.4 | 1.9 | 1.7 | 0.4 | 0.0 | 0.0 | 0.0 |
| Net margin | 11.0% | 8.9% | 7.7% | 3.1% | 0.0% | 0.0% | 0.0% |
| |
| Basic EPS | $0.61 | $0.47 | $0.40 | $0.08 | | | |
| Diluted EPS | $0.57 | $0.44 | $0.39 | $0.08 | | | |
| |
| Shares outstanding (basic) | 3.9 | 4.1 | 4.3 | 4.5 | | | |
| Shares outstanding (diluted) | 4.2 | 4.4 | 4.3 | 4.6 | | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |