| In millions, except per share items | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 30.9 | 31.5 | 32.4 | 36.4 | 40.4 | 43.3 | 47.3 | 42.9 |
| Interest income on investments | 3.5 | 3.1 | 3.5 | 3.1 | 3.2 | 2.2 | 2.6 | 2.4 |
| Interest income on repurchase agreements | 0.1 | 0.2 | 0.3 | 0.2 | 0.2 | | | |
| | 34.5 | 34.7 | 36.2 | 39.8 | 43.8 | 47.0 | 51.6 | 47.1 |
| Interest expense: |
| Interest on deposits | 2.6 | 3.7 | 5.1 | 7.4 | 10.4 | 15.0 | 19.6 | 15.9 |
| Interest on borrowings | 0.4 | 0.8 | 1.0 | 1.2 | 1.8 | | | |
| | 3.0 | 4.5 | 6.1 | 8.7 | 12.3 | 17.3 | 21.9 | 17.8 |
| Net interest income | 31.6 | 30.2 | 30.1 | 48.5 | 56.0 | 29.7 | 29.8 | 29.3 |
| Provision for loan losses | 1.9 | 8.4 | 12.2 | 21.5 | 25.8 | 14.6 | 8.6 | 2.1 |
| Net interest income after provision for loan losses | 29.7 | 21.8 | 17.9 | 26.9 | 30.2 | 15.1 | 21.1 | 27.1 |
| Deposit and loan fees | 1.8 | 1.9 | 2.0 | 2.2 | 2.7 | 3.4 | 3.6 | 3.4 |
| Credit and debit card fees | 2.2 | 2.1 | 2.2 | 1.9 | 2.2 | | | |
| Gain on sale of investments, net | 0.1 | 0.0 | | 0.0 | 0.0 | | | |
| Other non-interest income | 17.3 | 17.5 | 13.1 | 12.1 | 12.0 | 10.1 | | |
| Total non-interest income | 21.3 | 21.5 | 17.2 | 16.3 | 16.9 | 13.5 | 13.7 | 12.2 |
| Non-interest expenses | 38.4 | 37.2 | 34.6 | 32.5 | 37.1 | 30.0 | 27.6 | 26.9 |
| Asset impairment | | | | | 3.5 | | | |
| Pre-tax income | 12.6 | 6.1 | 0.5 | -6.6 | -14.5 | 0.0 | 0.0 | 0.0 |
| Income taxes | 3.8 | 1.6 | -0.4 | -2.9 | -5.6 | 0.0 | 0.0 | 0.0 |
| Tax rate | 30.2% | 26.9% | | 44.2% | 39.0% | 0.0% | | |
| Net income | 7.8 | 3.3 | -0.2 | -4.8 | -9.9 | 0.0 | 5.6 | 9.0 |
| Net margin | 15.3% | 7.7% | -0.6% | -11.2% | -21.0% | -0.1% | 16.1% | 22.8% |
| |
| Basic EPS | $0.61 | $0.26 | ($0.02) | ($0.90) | ($1.93) | ($0.01) | $1.06 | $1.69 |
| Diluted EPS | $0.60 | $0.26 | ($0.02) | ($0.89) | ($1.93) | ($0.01) | $1.06 | $1.69 |
| |
| Shares outstanding (basic) | 12.7 | 12.7 | 12.7 | 5.4 | 5.1 | 3.6 | 5.3 | 5.3 |
| Shares outstanding (diluted) | 12.9 | 12.8 | 12.8 | 5.5 | 5.1 | 3.6 | 5.3 | 5.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |