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Income Statement
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COLONY BANKCORP INC (CBAN)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  70.760.155.650.340.738.638.939.7
        Interest income on investments       6.85.44.3
        Interest income on repurchase agreements       0.0 0.0
       19.910.37.18.97.745.944.644.3
        Interest on deposits  5.92.65.610.16.14.84.84.9
    Total interest expense  10.94.47.912.68.26.96.56.6
Net interest income  80.666.255.247.840.839.038.137.7
Provision for loan losses      0.20.41.10.9
Net interest income after provision for loan losses  80.666.255.247.840.638.737.036.8
        Deposit and loan fees         4.3
        Gain on sale of investments, net         0.0
        Other non-interest income  35.136.324.214.09.69.79.614.0
Total non-interest income  35.136.324.214.09.69.79.618.2
Non-interest expenses  89.578.658.348.135.333.934.133.7
Pre-tax income before non-recurring items  23.027.917.215.315.114.512.512.2
Non-recurring items  0.14.72.52.70.2   
Pre-tax income  22.923.214.612.614.914.512.512.2
Income taxes  3.34.52.82.43.06.83.93.8
            Tax rate  14.5%19.4%19.2%19.0%20.1%46.6%30.8%31.1%
Net income  19.518.711.810.211.97.57.26.0
            Net margin  16.9%18.2%14.9%16.5%23.7%15.6%15.4%10.9%
   
Basic EPS  $1.14$1.66$1.24$1.12$1.41$0.89$0.85$0.71
Diluted EPS  $1.14$1.66$1.24$1.12$1.40$0.87$0.84$0.71
   
Shares outstanding (basic)  17.211.39.59.18.48.48.48.4
Shares outstanding (diluted)  17.211.39.59.18.58.68.58.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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