| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K/A |
| Interest income: |
| Interest income on loans | 164.5 | 136.5 | 117.1 | 77.3 | 57.2 | 42.4 | 31.1 |
| Interest income on investments | 5.8 | 3.2 | 3.7 | 0.8 | 0.8 | 0.9 | 1.1 |
| | 173.3 | 143.1 | 129.8 | 83.9 | 60.9 | 44.2 | 32.7 |
| Interest expense: |
| Interest on deposits | 14.2 | 14.2 | 25.5 | 9.1 | 5.9 | | |
| | 16.3 | 18.2 | 32.2 | 12.7 | 8.7 | 6.1 | 5.3 |
| Net interest income | 157.0 | 124.9 | 97.6 | 71.2 | 52.2 | 38.1 | 27.4 |
| Provision for loan losses | 3.8 | 9.5 | 4.2 | 3.1 | 7.1 | 8.1 | 2.0 |
| Net interest income after provision for loan losses | 153.2 | 115.4 | 93.4 | 68.1 | 45.1 | 30.0 | 25.4 |
| Deposit and loan fees | | | 3.6 | 4.2 | | 0.9 | 0.8 |
| Other non-interest income | 23.7 | 17.0 | 10.6 | 12.2 | 11.2 | 4.5 | 3.7 |
| Total non-interest income | 23.7 | 17.0 | 14.2 | 16.4 | 11.2 | 5.4 | 4.5 |
| Non-interest expenses | 87.3 | 74.5 | 60.0 | 43.5 | 32.7 | 27.4 | 23.1 |
| Pre-tax income | 89.6 | 57.9 | 44.1 | 36.8 | 23.6 | 8.1 | 6.8 |
| Income taxes | 29.0 | 18.5 | 13.9 | 11.2 | 11.2 | 3.0 | 2.6 |
| Tax rate | 32.4% | 31.9% | 31.6% | 30.5% | 47.5% | 37.8% | 37.5% |
| Net income | 60.6 | 39.5 | 30.1 | 25.6 | 12.4 | 5.0 | 4.3 |
| Net margin | 34.2% | 29.8% | 28.0% | 30.2% | 22.0% | 14.1% | 14.3% |
| |
| Basic EPS | $6.72 | $4.80 | $3.69 | $3.14 | $2.44 | | |
| Diluted EPS | $6.53 | $4.70 | $3.61 | $3.08 | $2.38 | | |
| |
| Shares outstanding (basic) | 9.0 | 8.2 | 8.2 | 8.1 | 5.1 | | |
| Shares outstanding (diluted) | 9.3 | 8.4 | 8.3 | 8.3 | 5.2 | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |