| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 660.7 | 528.2 | 555.0 | 627.7 | 594.1 | 529.8 | 392.1 | 291.3 |
| Interest income on investments | 52.2 | 35.5 | 39.4 | 46.3 | 45.3 | 36.9 | 25.4 | 18.6 |
| | 716.1 | 566.5 | 598.9 | 684.8 | 650.2 | 572.1 | 421.9 | 313.7 |
| Interest expense: |
| Interest on deposits | 114.8 | 42.0 | 110.4 | 190.2 | 135.0 | 74.9 | 48.1 | 33.4 |
| Interest on borrowings | 11.5 | 2.6 | 6.9 | | | | 7.6 | 5.6 |
| | 137.7 | 53.8 | 131.4 | 218.2 | 162.2 | 90.7 | 58.6 | 40.6 |
| Net interest income | 578.4 | 512.8 | 467.5 | 466.6 | 487.9 | 481.4 | 363.4 | 273.0 |
| Provision for loan losses | | | | | | 17.4 | 9.0 | 8.0 |
| Net interest income after provision for loan losses | 578.4 | 512.8 | 467.5 | 466.6 | 487.9 | 464.0 | 354.4 | 265.0 |
| Deposit and loan fees | | | | | | | 16.0 | 12.2 |
| Gain on sale of investments, net | | | | | | | 1.0 | 0.4 |
| Other non-interest income | 51.4 | 43.6 | 53.4 | 49.7 | 60.2 | 66.4 | 34.9 | 31.1 |
| Total non-interest income | 51.4 | 43.6 | 53.4 | 49.7 | 60.2 | 66.4 | 51.8 | 43.7 |
| Non-interest expenses | 324.2 | 293.3 | 283.6 | 282.6 | 277.7 | 266.6 | 215.0 | 153.4 |
| Pre-tax income before non-recurring items | 296.0 | 277.4 | 142.3 | 226.4 | 267.7 | 265.6 | 208.1 | 156.9 |
| Non-recurring items | | 2.1 | | | 12.2 | 1.8 | 16.9 | 1.5 |
| Pre-tax income | 296.0 | 275.3 | 142.3 | 226.4 | 255.5 | 263.8 | 191.2 | 155.3 |
| Income taxes | 77.8 | 70.7 | 30.8 | 55.3 | 65.9 | 124.4 | 77.5 | 63.1 |
| Tax rate | 26.3% | 25.7% | 21.6% | 24.4% | 25.8% | 47.1% | 40.5% | 40.6% |
| Net income | 218.3 | 204.6 | 111.5 | 171.0 | 189.6 | 139.4 | 113.7 | 92.3 |
| Net margin | 34.7% | 36.8% | 21.4% | 33.1% | 34.6% | 26.3% | 28.0% | 29.9% |
| |
| Basic EPS | $1.82 | $1.67 | $0.90 | $1.35 | $1.44 | $1.03 | $1.10 | $1.16 |
| Diluted EPS | $1.81 | $1.66 | $0.90 | $1.35 | $1.44 | $1.03 | $1.10 | $1.16 |
| |
| Shares outstanding (basic) | 119.8 | 122.3 | 123.5 | 126.6 | 131.7 | 135.3 | 103.3 | 79.5 |
| Shares outstanding (diluted) | 120.5 | 123.1 | 123.9 | 126.9 | 132.0 | 135.7 | 103.5 | 79.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |