| In millions, except per share items | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 54.6 | 51.2 | 49.9 | 54.5 | 59.2 | 53.0 | 42.6 | 26.2 |
| Interest income on investments | 13.1 | 12.6 | 12.7 | 10.9 | 8.4 | 8.0 | 7.4 | 7.0 |
| | 67.8 | 64.1 | 62.7 | 65.8 | 68.1 | 61.4 | 50.7 | 33.6 |
| Interest expense: |
| Interest on deposits | 15.1 | 16.7 | 20.0 | 20.9 | 24.4 | 20.1 | 13.5 | 9.1 |
| Interest on borrowings | 0.0 | 0.0 | 0.0 | 1.8 | 4.6 | 4.7 | 3.8 | 2.0 |
| | 21.5 | 23.3 | 27.3 | 30.6 | 34.8 | 29.5 | 20.3 | 12.8 |
| Net interest income | 46.3 | 40.7 | 35.4 | 35.2 | 33.2 | 31.9 | 30.3 | 20.8 |
| Provision for loan losses | 9.0 | 10.2 | 8.6 | 4.8 | 1.0 | 1.1 | 1.5 | 1.3 |
| Net interest income after provision for loan losses | 37.3 | 30.5 | 26.9 | 30.4 | 32.2 | 30.8 | 28.9 | 19.4 |
| Gain on sale of investments, net | 0.3 | -0.2 | -5.2 | | | | | |
| Other non-interest income | 16.2 | 19.1 | 21.5 | 12.0 | | | | |
| Total non-interest income | 16.4 | 18.9 | 16.3 | 12.0 | 0.7 | 2.0 | 1.7 | 0.9 |
| Non-interest expenses | 74.5 | 45.9 | 44.6 | 43.6 | | | | |
| Pre-tax income before non-recurring items | 4.3 | 3.5 | -1.4 | -1.3 | 9.2 | 12.0 | 10.8 | 6.1 |
| Non-recurring items | | | | | | | -0.7 | -0.4 |
| Asset impairment | 25.1 | | | | | | | |
| Pre-tax income | -20.7 | 3.5 | -1.4 | -1.3 | 9.2 | 12.0 | 11.5 | 6.6 |
| Income taxes | -0.2 | -0.5 | -2.0 | -1.9 | 1.7 | 2.8 | 2.7 | 1.2 |
| Tax rate | 0.8% | | 142.7% | 143.7% | 18.9% | 23.7% | 23.8% | 17.6% |
| Net income | -22.3 | 2.3 | -1.0 | 0.0 | 0.0 | 9.2 | 8.7 | 5.4 |
| Net margin | -41.5% | 4.7% | -2.4% | 0.0% | 0.0% | 27.9% | 28.6% | 26.6% |
| |
| Basic EPS | ($3.39) | $0.37 | ($0.18) | $0.10 | $1.32 | $1.63 | $1.57 | $1.31 |
| Diluted EPS | ($3.39) | $0.37 | ($0.18) | $0.10 | $1.31 | $1.62 | $1.55 | $1.29 |
| |
| Shares outstanding (basic) | 6.6 | 6.2 | 5.8 | 0.0 | 0.0 | 5.6 | 5.6 | 4.1 |
| Shares outstanding (diluted) | 6.6 | 6.2 | 5.8 | 0.0 | 0.0 | 5.7 | 5.6 | 4.2 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |