| In millions, except per share items | Sep-30-21 | Sep-30-20 | Sep-30-19 | Sep-30-18 | Sep-30-17 | Sep-30-16 | Sep-30-15 | Sep-30-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 389.0 | 449.5 | 498.9 | 451.3 | 407.3 | 363.7 | 338.5 | 324.6 |
| Interest income on investments | | | | | | | 23.0 | 26.4 |
| Interest income on repurchase agreements | 2.2 | 1.4 | 2.5 | 1.4 | 0.9 | 0.6 | 0.7 | 0.5 |
| | 425.1 | 493.6 | 542.9 | 481.8 | 434.5 | 389.0 | 363.4 | 352.5 |
| Interest expense: |
| Interest on deposits | 16.8 | 58.6 | 106.7 | 60.1 | 35.0 | 25.1 | 23.4 | 25.8 |
| | 23.4 | 74.1 | 122.2 | 74.0 | 45.3 | 33.5 | 29.9 | 32.1 |
| Net interest income | 401.7 | 419.4 | 420.7 | 407.8 | 389.2 | 355.5 | 333.5 | 320.4 |
| Provision for loan losses | | | | | 21.5 | 17.0 | 19.0 | 0.7 |
| Net interest income after provision for loan losses | 401.7 | 419.4 | 420.7 | 407.8 | 367.7 | 338.5 | 314.5 | 319.7 |
| Gain on sale of investments, net | | | | | | | 0.3 | 0.1 |
| Other non-interest income | 66.6 | 16.4 | 60.7 | 73.6 | 63.2 | 49.3 | 33.6 | 39.7 |
| Total non-interest income | 66.6 | 16.4 | 60.7 | 73.6 | 63.2 | 49.3 | 33.9 | 39.8 |
| Non-interest expenses | 240.8 | 1,007.4 | 224.9 | 231.4 | 216.6 | 207.6 | 186.8 | 200.2 |
| Pre-tax income before non-recurring items | 262.3 | 36.0 | 215.6 | 232.0 | 214.9 | 195.8 | 161.6 | 159.3 |
| Non-recurring items | | | | | 0.7 | 15.7 | | |
| Asset impairment | | 742.4 | | | | | | |
| Pre-tax income | 262.3 | -706.3 | 215.6 | 232.0 | 214.2 | 180.1 | 161.6 | 159.3 |
| Income taxes | 59.0 | -25.5 | 48.2 | 74.1 | 69.4 | 58.9 | 52.5 | 54.3 |
| Tax rate | 22.5% | 3.6% | 22.4% | 31.9% | 32.4% | 32.7% | 32.5% | 34.1% |
| Net income | 203.3 | -680.8 | 167.4 | 157.9 | 144.8 | 121.3 | 109.1 | 105.0 |
| Net margin | 380.0% | -1303.1% | 299.7% | 236.2% | 33.6% | 31.3% | 31.3% | 29.2% |
| |
| Basic EPS | $3.68 | ($12.24) | $2.93 | $2.68 | $2.46 | $2.14 | $1.90 | $1.81 |
| Diluted EPS | $3.67 | ($12.24) | $2.92 | $2.67 | $2.45 | $2.14 | $1.90 | $1.81 |
| |
| Shares outstanding (basic) | 55.2 | 55.6 | 57.2 | 58.9 | 58.8 | 56.6 | 57.5 | 57.9 |
| Shares outstanding (diluted) | 55.4 | 55.6 | 57.3 | 59.1 | 59.0 | 56.7 | 57.5 | 57.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |