ProSight Global, Inc. (PROS) [Rocket]

In millions, except per share items	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17
	10-K	10-K	10-K	10-K/A
Revenues	816.1	878.1	785.9	651.0
Revenue growth	-7.1%	11.7%	20.7%
Loss and loss adjustment expenses	472.7	501.0	434.8	393.7
Policy acquisition costs	172.4	184.8	171.4	126.0
Investment expenses	3.2	1.6	1.3	1.9
Other operating expenses	114.9	133.0	111.2	85.9
General and administrative	100.4	105.7	100.1	87.8
EBITDA	67.5	65.1	75.4	47.7
EBITDA margin	8.3%	7.4%	9.6%	7.3%
Depreciation	9.3	8.7	7.4	7.6
EBIT	58.2	56.3	68.0	40.1
EBIT margin	7.1%	6.4%	8.7%	6.2%
Interest and other income (expense), net		1.8	-0.2
Interest income, net [+]	19.3	0.5	0.7	-16.3
Interest expense	14.4			12.1
Interest income	33.7			-4.2
Other income (expense), net	-5.3	1.3	-0.9	3.4
Pre-tax income	38.5	57.6	67.1	31.3
Income taxes	10.7	12.1	13.4	38.2
Tax rate	27.9%	21.1%	19.9%	122.0%
Earnings from continuing ops	27.8	45.5	53.7	-6.9
Earnings from discontinued ops	0.0	0.0
Net income	22.2	38.9	54.5	-44.0
Net margin	2.7%	4.4%	6.9%	-6.8%

Basic EPS	$0.63	$1.11	$1.39	($0.18)
Diluted EPS	$0.63	$1.10	$1.36	($0.18)

Shares outstanding (basic)	43.9	41.1	38.8	37.6
Shares outstanding (diluted)	44.1	41.5	39.4	37.6

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.