| In millions, except per share items | Jun-30-21 | Jun-30-20 | Jun-30-19 | Jun-30-18 | Jun-30-17 | Jun-30-16 | Jun-30-15 | Jun-30-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 3.1 | 3.5 | 3.3 | 3.0 | 2.7 | 2.3 | 1.6 | 1.6 |
| Interest income on investments | 1.6 | 3.8 | 4.4 | 3.0 | 2.1 | 2.0 | 1.5 | 1.6 |
| | 5.8 | 10.5 | 12.1 | 9.7 | 7.6 | 6.8 | 6.4 | 5.8 |
| Interest expense: |
| Interest on deposits | 0.3 | 0.9 | 0.9 | 0.4 | 0.2 | 0.2 | 0.2 | 0.3 |
| Interest on borrowings | 0.3 | 0.5 | 0.3 | 0.0 | 0.4 | 0.6 | 0.6 | 0.8 |
| | 0.9 | 3.9 | 4.9 | 3.1 | 1.9 | 1.4 | 1.2 | 1.4 |
| Net interest income | 4.9 | 6.6 | 7.2 | 6.5 | 5.8 | 5.4 | 5.2 | 4.5 |
| Provision for loan losses | -0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | -0.1 |
| Net interest income after provision for loan losses | 4.9 | 6.6 | 7.1 | 6.5 | 5.7 | 5.3 | 5.2 | 4.5 |
| Deposit and loan fees | | | | | | | 0.2 | 0.2 |
| Credit and debit card fees | | | | | | | 0.1 | |
| Gain on sale of investments, net | 0.1 | 0.0 | | 0.0 | | 0.0 | | 0.0 |
| Other non-interest income | 0.4 | 0.3 | 0.4 | 0.5 | 0.5 | 0.5 | 0.3 | 0.4 |
| Total non-interest income | 0.5 | 0.4 | 0.4 | 0.5 | 0.5 | 0.6 | 0.6 | 0.5 |
| Non-interest expenses | 3.7 | 3.6 | 3.8 | 3.7 | 3.7 | 3.8 | 3.7 | 3.7 |
| Equity in earnings | 0.0 | -0.1 | 0.1 | 0.1 | | | | |
| Pre-tax income | 1.7 | 3.4 | 3.7 | 3.3 | 2.5 | 2.1 | 2.0 | 1.4 |
| Income taxes | 0.4 | 0.9 | 0.9 | 1.1 | 0.8 | 0.8 | 0.7 | 0.5 |
| Tax rate | 25.6% | 25.9% | 25.0% | 34.7% | 34.1% | 37.6% | 32.8% | 34.0% |
| Net income | 1.3 | 2.5 | 2.8 | 2.1 | 1.6 | 1.3 | 1.3 | 0.9 |
| Net margin | 24.0% | 36.0% | 37.2% | 30.5% | 26.3% | 22.5% | 23.6% | 18.2% |
| |
| Basic EPS | $0.74 | $1.41 | $1.57 | $1.16 | $0.87 | $0.69 | $0.69 | $0.45 |
| Diluted EPS | $0.74 | $1.41 | $1.57 | $1.16 | $0.87 | $0.69 | $0.69 | $0.45 |
| |
| Shares outstanding (basic) | 1.7 | 1.8 | 1.8 | 1.8 | 1.9 | 1.9 | 1.9 | 2.1 |
| Shares outstanding (diluted) | 1.7 | 1.8 | 1.8 | 1.8 | 1.9 | 1.9 | 1.9 | 2.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |